The cost for LTC insurance can vary significantly. Your premium is based on the coverage and length time you choose, as well as on your personal information such as your age, marital status and health rating at the time the application is submitted. To find out approximatly how much insurance will cost you, we suggest that you call us to discuss your unique situation. The toll-free number is 800-793-6111. Your conversation will remain confidential, and should only take about 10 minutes of your time.