About this Exchange
About this Exchange
RetirementGuard is an independent broker and insurance consultant. We work almost exclusively with long-term care insurance.
To assure that you are able to obtain the best coverage for your your particular needs—and at the best price— we have constructed this “Exchange”.
We are offering options from four excellent insurance companies and we are more than willing to provide comparisons for you.
No single insurance company can be best for everyone. For example most insurance companies recently increased premiums 40% for women (new policies.) One of our companies has not done this.
will be most competitive for most of you, especially if you are single . The MedAmerica Companies are the long term care subsidiaries of a $5 billion not-for-profit health insurer that finances and delivers health care to more than 2 million people. With long term care its singular focus, MedAmerica brings a depth of expertise to provide solutions for long term care financing by creating simple to understand and easy to use products, maintaining fiscal responsibility, and delivering on its promises.
is another great long-term care insurance company. They have extremely strong financial ratings and arguably the most liberal home care policy provision. Currently we find them premium competitive for couples applying together, and for females applying alone who seek automatic inflation options.
is the largest long-term care insurance company, and they have been in this business since 1975. We find them very competitive for couples who have no health issues-and are interested in sharing benefits.
is another fine company with a very liberalized home care benefit provision. They can be most competitive for couples.
